HASH ELEVENS

Australians are investing in record numbers. The ASX says 11.5 million adults now hold investments outside superannuation and their primary home, and, for the first time, its investor study tracked the use of AI for investment information and advice. Among investors aged 18–29, 14% are already using AI tools. That is not surprising. AI can help make unfamiliar concepts clearer, compare information quickly and lower the barrier to getting started. But accessible information is

Project Acacia is entering its next stage and the focus is shifting from experimentation to infrastructure. On 27 August, the RBA’s Payments System Board endorsed a proposed consultation on how the Reserve Bank Information and Transfer System (RITS) could support tokenised wholesale asset markets and tokenised money. This follows Project Acacia’s testing of 20 tokenised-market use cases, including settlement through traditional exchange settlement account balances, a pilot wh